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Get Free Presentation On My Home Marketing. Before signing a contract with any REALTORŪ, make sure you know EXACTLY how your home will be marketed. Find Out More > View All Offers >
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"Quick and Satifactory" "I would recommend the Shine Team to anyone who is considering sellling their property" Mr. & Mrs. Don Harris Read Quote > View All Quotes >
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Request My Free Relocation Package. Don't Move To Harker Heights, Fort Hood, Killeen and Belton Without It!  Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate to and from the Harker Heights, Fort Hood, Killeen and Belton, Texas area. If you will be moving to the Harker Heights, Fort Hood, Killeen and Belton area, we can correspond by email and phone. Together, we'll determine what type of home, price range, and neighborhoods you are interested in. I'll send you every home or property that is currently available that matches your criteria. When you visit, I'll be ready! We will visit the Harker Heights, Fort Hood, Killeen and Belton neighborhoods and homes that interest you the most. In addition, we can talk about schools, sub-divisions, local market conditions, local culture... anything that is important to you. Remember: As a top Harker Heights, Fort Hood, Killeen and Belton REALTORŪ, it's my job to know this area inside and out, and I want to make your transition as smooth as possible.  Are you new to the area? Request my FREE package of Harker Heights, Fort Hood, Killeen and Belton relocation information. It's my job to help! There's no obligation, and I promise to respond quickly... 
Financing Your Home >The Loan Application
When you have decided on a mortgage lender, you begin the loan process by filling out a loan application. You should be fully prepared to go over your current financial situation and credit history with the loan officer.
Have a record of all of your current bank accounts, including the name and address of bank(s), type of account(s), and approximate balance(s). Be prepared to provide details about outstanding loans, including student loans and major credit accounts. You will also need information about your assets, such as car title, stocks and bonds, and life insurance policies. If you foresee any credit problems, ask the loan officer for advice on how to keep them from interfering with approval of your mortgage loan. The loan officer can usually give you a prompt opinion about your chances for obtaining a mortgage.
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| Q |
What does the term Curb Appeal mean?
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| A |
This term describes how homes look from the street; this first impression is very important to prospective homebuyers. |
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