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First Time Homebuyers: Harker Heights, Fort Hood, Killeen and Belton Texas home buying, real estate listings, and homes for sale in Bell County, TX

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? REALTORSŽ Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Harker Heights, Fort Hood, Killeen and Belton real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached.

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly...

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Buyers Remorse >First Time Buyers

People who are selling their homes should know something about the market group from which their buyers are likely to appear. Many homes are perfect for a first-time buyer. First-time buyers are making a major purchase they have never attempted before, and may be unusually subject to the inevitable stress and anxiety that goes with buying a home.

First-time home buyers are usually younger (between 25 and 34 years of age) and have distinct buying patterns. First-timers are often looking for homes that are smaller, and perhaps older, than repeat buyers. The median home size for first-time buyers is about 1450 square feet. Approximately four in ten first-timers will buy homes built before 1960, compared to two in ten repeat buyers.

First-time buyers are in the process of developing a clearly defined sense of what they want in a house. They may not have enough money to buy their ultimate dream home at first, but seventy-four percent say they like their new home better than their previous residence.

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Q	Which famous home designed by Thomas Jefferson showed forms of Greek and Roman architecture?
A	Monticello, begun in 1769, was later enlarged in keeping with its classical forms.
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Jean Shine, REALTORŽ, real estate agent and broker for Harker Heights, Fort Hood, Killeen and Belton Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Jean Shine
Coldwell Banker United, Realtors
100 West Central Texas Expwy. Suite 302
Harker Heights, TX. 76548
Toll Free: 800-900-1018
Phone: 254-690-4321
Fax: 254-699-6317
Email: jeanshine@NUMBER1EXPERT.com
Positively Outrageous Service!

Jean Shine is an award winning, multi-million dollar producing real estate agent with Coldwell Banker, Richard Smith Realtors, in Killeen, Texas. She serves the following Central Texas communities: Belton, Copperas Cove, Fort Hood, Harker Heights, Killeen, Lampasas, Temple, and surrounding areas. Jean specializes in making your move pleasant and rewarding.

Jean plays a very active role in her community. She believes in sharing her time and talents with the community she loves.

Jean is a member or has been a member of the following: Killeen Independent School District Board of Trustees, Chamber of Commerce member in Killeen, Harker Heights, Copperas Cove, and Belton, First United Methodist Church, Vive Les Arts Society, board of directors Jr. League, Founding member Jr. Review Federated Women's Club, American Cancer Society, board of directors United Way, board of directors PTA, Parent/Teacher Advisory Board, Adopt-A-School, Key Club sponsor, KISD Long Range Advisory Board, and many other boards and organizations.

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NUMBER1EXPERT™ in real estate for Harker Heights, Fort Hood, Killeen and Belton, Texas

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