 Like the diverse natural beauty of the landscape, the real estate market in Central Texas provides a variety of choices that can meet any homebuyer’s needs. When buying or selling, either for the first time or the fourth time, it is very important to find a REALTOR® who is professional. Led by Jean Shine of Coldwell Banker United, The Shine Team provides clients with much expertise and knowledge of the Central Texas area. Whether you are relocating to this wonderful section of Texas, or you are a native of the beautiful land, Jean Shine and her team can help you with all of your Central Texas real estate needs.
As the nation’s largest military base, Fort Hood is a major economic and social provider of Central Texas. The Shine Team takes pride in having the opportunity to assist military families with their buying and selling real estate needs. Years of experience combined with active involvement within the community only enforces this team’s commitment to helping all buyers and sellers.
Central Texas Real Estate Experts
Belton – The city of Belton offers beautiful water view properties for homeowners that wish to escape to the lake.
Copperas Cove – Golf course properties, rustic country ranches and executive estates are just a few of the housing options available in Copperas Cove.
Harker Heights – With a Tuscan ambiance in the air, Harker Heights residents can relax in contemporary subdivisions dotted with beautifully landscaped lawns.
Kempner – This rural community provides endless recreational opportunities and a variety of spacious properties.
Killeen – As Bell County’s largest city, Killeen has much to offer its residents  such as the finest in arts, dining, culture, and shopping.
Lampasas – From single family homes that sit in quiet neighborhoods to rural ranches in the heart of the prairie, this city is surrounded by a wildflower-blanketed countryside full of roaming wildlife.
Nolanville – This small town combines a convenient location next door to Harker Heights with small-town ambiance and big-city amenities.
Salado – A unique and vibrant little village, Salado is one of the hidden treasures of Texas with much to experience in the great outdoors from fishing, hiking and golfing to breathtaking sunsets.
Temple – As the most happening city in Central Texas, Temple provides homebuyers every option available including gated communities and golf course villas.
The Shine Team is here for all of your real estate needs whether you are buying or selling your home. As residents of this growing real estate market, we are an experienced and knowledgeable team of agents that are here to provide you with only the highest level of real estate assistance in Central Texas. Please let us know how we can assist you today!
 Use the buttons below to view homes in these Central Texas towns.
|
Financing Your Home >Lenders Want to Say Yes
If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.
A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.
There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.
|
| Q |
Which home is #1 on the Top 10 list for most-visited Historic Home in the United States?
|
| A |
Graceland, the palatial home of Elvis Presley in Memphis, TN, attracts 600,000 visitors a year. |
 See More Real Estate Trivia > |
|
|
|
- NUMBER1EXPERT™ 
